Behind on Mortgage Payments? We Help You Take Back Control with Proven Solutions
Easy Exit offers quick, reliable solutions for homeowners behind on mortgage payments
Are you falling behind on mortgage payments? Here’s what you need to know
Foreclosure rates are rising nationwide
As of October 2024, the US saw a slight increase in foreclosure activity with 30,784 properties filing for foreclosure, marking a 4% rise from the previous month
How far are you behind on mortgage payments?
For one month behind on missed payments, credit scores decline by 52.58 points, on average.
How Easy Exit can help you stop foreclosure
Delaying the auction process
Reinstating the loan for the deed
Negotiating with the lender
Purchasing the property outright
Partnering with investors
Creating cash flow solutions
Exploring creative financing options
Are you 60 days behind on mortgage payments? Is the bank threatening to foreclose? Are you tired of your creditors’ harassing phone calls, but you don’t know what to do? Easy Exit has solutions that can possibly help save your credit, avoid foreclosure entirely, or help you sell your house and maybe even walk away with cash at close.
Why choose Easy Exit?
We’ve helped over 1,000 homeowners in every situation.
50% of homeowners can avoid foreclosure with the right help.
Save your property with $0 upfront costs. You only pay when we’ve successfully helped you stop foreclosure.
You can stop foreclosure auction in as little as 48 hours
Your next steps
Get a Free, Custom Plan to Stop Foreclosure
FAQ About Stopping Foreclosure
How can I stay or keep living in my home?
Great question. If you want to stay in your home and avoid foreclosure, there are several paths you can take:
Loan Modification: Ask your lender if they can adjust your loan terms to lower payments or make them more manageable.
Repayment Plan: Work out a plan to catch up on missed payments over time. If you are behind on payments contact us.
Forbearance: Request a temporary pause or reduction in your mortgage payments.
Reinstatement: If you can pay the full amount you owe (including fees), you may be able to stop foreclosure and reinstate your loan. Contact us we may be able to pay your reinstatement for you depending on the amount.
Sell Your Home: If staying isn’t an option, selling your home could be a smart financial move. You can sell outright, use a short sale, or work with us a pre-foreclosure specialist.
Can I file for bankruptcy to avoid foreclosure and keep my home?
Yes, bankruptcy can pause foreclosure and give you time to reorganize your finances:
- Chapter 7 Bankruptcy:
- Temporarily halts foreclosure.
- Frees up income by eliminating unsecured debts like credit cards.
- Requires you to separately work out how to catch up on your mortgage.
- Chapter 13 Bankruptcy:
- Lets you create a repayment plan for missed payments over 3-5 years.
- Helps you stay in your home if you can maintain your current mortgage and repayment plan.
Reasons not to do this: Please keep in mind you have to pay a lawyer to file it, it ruins your credit completely, and it doesn’t make the debt just go away like nothing happened. You will still have t repay the debt in monthly payments you can’t afford anyways…
What happens if my house sells at auction? How long do I have to move out?
If your home is sold at a foreclosure auction, the timeline for moving out depends on state laws and the circumstances of the sale.
Eviction Notice: Once the new owner takes legal possession, they can knock on your door the day of the sale at anytime and they must serve you with an eviction notice, which typically gives you 1 to 30 days to vacate.
Are there any fees or commissions to work with you?
This is what makes us stand out from any competitors. There are NO UPFRONT FEES OR COMITMENTS there is a risk free guarantee we offer, once you submit your info we contact you immediately and work to help you with a plan. If we can’t help you it doesn’t cost you anything and you get our professional advice for free
What should I do if I get a foreclosure notice?
Act Fast: Don’t ignore it. Contact your lender to explore options.
Get Expert Help: Speak with us or a HUD-approved housing counselor for free guidance.
Seek Legal Advice: If needed, a foreclosure attorney can explain your rights and options.
When you get one month behind on payments acts fast and call us today.
Is there any obligation when I submit my info?
There is absolutely zero obligation for you. Once you tell us a bit about your property, we’ll take a look at things, maybe set up a call with you to find out a bit more, and make you an all-cash offer that’s fair for you and fair for us. From there, it’s 100% your decision on whether or not you’d like to sell your home to us… and we won’t hassle you, won’t harass you… it’s 100% your decision and we’ll let you decide what’s right for you.
Free Foreclosure Resources & Guides
- Behind On Mortgage? How To Delay Foreclosure Auctions
- How To Stop Foreclosure Auctions
- How To Get Out Of Foreclosure 7 Ways
- How Can I File Bankruptcy And Keep My Home?
- How Long Can I Stay In My House After Foreclosure Auction?