Yes, bankruptcy can pause foreclosure and give you time to reorganize your finances:

• Chapter 7 Bankruptcy:
  • Temporarily halts foreclosure.
  • Frees up income by eliminating unsecured debts like credit cards.
  • Requires you to separately work out how to catch up on your mortgage.
• Chapter 13 Bankruptcy:
  • Lets you create a repayment plan for missed payments over 3-5 years.
  • Helps you stay in your home if you can maintain your current mortgage and repayment plan.

Reasons not to do this: Please keep in mind you have to pay a lawyer to file it, it ruins your credit completely, and it doesn’t make the debt just go away like nothing happened. You will still have t repay the debt in monthly payments you can’t afford anyways…

If your home is sold at a foreclosure auction, the timeline for moving out depends on state laws and the circumstances of the sale.

Eviction Notice: Once the new owner takes legal possession, they can knock on your door the day of the sale at anytime and they must serve you with an eviction notice, which typically gives you 1 to 30 days to vacate.

This is what makes us stand out from any competitors. There are NO UPFRONT FEES OR COMITMENTS there is a risk free guarantee we offer, once you submit your info we contact you immediately and work to help you with a plan. If we can’t help you it doesn’t cost you anything and you get our professional advice for free.

But yes we do get paid for our services when we complete the help for you and solve the foreclosure. In order to be able to help homeowners all over the united states we have to make money somehow. When you sell your property through our programs that is how and when we get paid from our consulting fees. Fees are case by case for example our retail buyer program we get paid our service fee at the closing, for the reinstatement program we get paid back monthly as agreed with you in an agreement, for short sales we get paid a fee as well depending on the negotiations, and retail buyer program we get paid once the home closes for our services. There is no set fees on these as it is case by case.

We’ve stopped foreclosure auctions in as little as 24 hours. Time is critical, so don’t delay. This depends on how much you owe, and how much time you give us to handle your case. Business days matter and we can’t do anything on weekends when loan companies are closed.

There is absolutely zero obligation for you. Once you tell us a bit about your property, we’ll take a look at things, maybe set up a call with you to find out a bit more, and make you an all-cash offer that’s fair for you and fair for us. From there, it’s 100% your decision on whether or not you’d like to sell your home to us… and we won’t hassle you, won’t harass you… it’s 100% your decision and we’ll let you decide what’s right for you.